At Iron Hound Home Solutions, we have a team of trained insurance claim specialist to guide and assist you through the whole insurance claim process.
We handle every step of the way, so you don't have to! We know your time is valuable, and there are more important things to worry about then dealing with the pesky Insurance Companies, so our team of insurance specialist handle it all!
The Deductible!
First to understand there are 2 Different Homeowner Insurance Policy Types: Lets Break them Down
* ACV Policy (Actual Cash Value) is the amount equal to the replacement cost minus depreciation of a damaged or stolen property at the time of the loss. The actual value for which the property could be sold, which is always less than what it would cost to replace it. With these policy's Homeowners are Responsible for the Deductible and the Depreciation amount of the claim in addition to providing Iron Hound Home Solutions the Net Claim Insurance Check sent by the Insurance Company
* RCV (Recoverable Cash Value) The homeowner is only Responsible to pay the deductible out of pocket and Provide Iron Hound Home Solutions with the Insurance Net Claim Check as well as the Recoverable Depreciation Check sent by the insurance company after completion of the claim.
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